"Do-It-Yourself Study Abroad" ESL School Search and Application Site
5 Steps to Study Abroad Success

Paying for your ESL Program

Making Financial Arrangements

Living and studying overseas can be expensive. Careful planning is both necessary and important. You will be required to prove to the school and to the consular officer that you have sufficient funds to cover your living expenses (housing, food, clothing, etc.), health insurance, as well as the school''s tuition and fees.

So how much money will you need? You can get a general idea about expenses by looking at the school''s online profile (see specific course fees on Apply ESL.com''s School Profiles) as well as catalogs or application information provided directly by the school.

The cost of living in different parts of the same country also varies. In general, living in urban areas (in or near a big city) is more expensive than living in smaller towns or rural areas. Renting an apartment in a big city can cost twice as much as it does in a smaller town. In large cities affordable housing is in high demand and more difficult to find. Food, clothing, entertainment, and other living expenses are also usually more expensive in a city.

Funding Packages

Many international students pay their fees for studying abroad from a variety of sources. You should explore the options your government or home university has made available for students studying overseas. Many governments offer scholarships and low-interest or no-interest loans for academically promising students. Some international organizations offer scholarships and grants to students pursuing degree programs in specific fields. Some private companies in your country may offer scholarships to bright students who wish to study abroad.

Even if you are lucky enough to receive funding from sources such as the ones mentioned above, nearly all foreign students have to rely on personal and family funds as well. It is not uncommon for a family to use a substantial portion of their savings to pay for an education abroad. Your savings (or your family''s) may be the only reliable source of funding you have as you begin your program of studies overseas. In any case, it is your responsibility to explore funding options and secure the resources necessary for your studies.